Pay Day Loans at ACE Cash Express
Payday loans at ACE are a simple, fast, and dependable way to apply for cash as soon as you need it.
If approved, you may be eligible to receive instant funding to a qualifying debit card for online loans.
Applying for a loan at ACE does not affect your FICO® credit score
Get Started
Start your payday
loan application
For California residents, click here to learn what personal information we collect and how it is used.
Do You Need a Fast Personal Loan
If approved for a loan, ACE may offer different ways to receive
online loan funds.
Instant Funding to a Debit Card
If eligible, ACE's Instant Funding to a debit card is our quickest way to receive your online loan proceeds
Direct Deposit to a Bank Account
Get cash deposited directly into your bank account overnight.
Cash at In-store Pickup
Visit a local ACE store to get same-day cash pick-up, if eligible
Why Choose ACE for short term loan
Quick and Easy Payday Loans
At ACE you can apply for what you need right now and pay it back on your next payday. Our payday loan application is quick and easy. The payday loan application process is generally faster than a traditional personal loan and doesn't require collateral.
Take Home Cash Today
Depending on your state, you may be able to visit a store or apply online to get started. If approved for a loan, ACE may offer different ways to receive online loan funds.
Ready to Apply for a Payday Loan?
Help Pay for Emergencies and Other Unexpected Expenses
- Everyday bills and utilities
- Major home and car repairs
- Medical bills
- Other unexpected expenses
Benefits of a Payday Loan at ACE Cash Express
Easy Application
ACE's payday loan application process is usually faster than applying for a traditional personal loan and doesn't require collateral.
Applying doesn't affect your credit score
Applying for a loan at ACE does not affect your FICO® credit score.
Instant Decision
ACE's payday loan application provides an instant decision on all payday loan applications, so you will know right away if you are approved.
Receive loan proceeds
For in-store loans, if approved, you will receive your money immediately. If approved online, have money direct deposited into your bank account by the next business day, or, if eligible, pick up cash same-day at one of our stores!
Payday Loan Questions
A payday loan is a short-term, high-interest borrowing option typically repaid on the borrower’s next paycheck, often associated with financial risks.
Payday loans are available from storefront lenders, online platforms, or sometimes banks, but they often come with high interest rates.
Payday loans are short-term, high-interest, single-payment loans, while installment loans are longer-term with fixed payments and lower interest rates.
Yes, alternatives include personal loans, credit union loans, borrowing from friends or family, and seeking financial assistance or budgeting help
Typically, payday loan funds are disbursed the same day or the next business day after approval, often via direct deposit.
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